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    DETROIT FINANCIAL EXPERT PUBLISHES RETIREMENT PLANNING GUIDE FOR METRO DETROIT WORKING FAMILIES

    "You Worked Too Hard to Run Out of Money" Introduces the Six-Pillar Blueprint — A Plain-Language System Built for the Workers Wall Street Ignores

    DETROIT, MI — Janine Davis, a Registered Social Security Analyst (RSSA) and licensed financial professional based in Detroit, has published "You Worked Too Hard to Run Out of Money: The Six-Pillar Blueprint for Protecting Everything You've Built" — a comprehensive retirement planning guide written specifically for Metro Detroit working families.

    The book addresses a critical gap Davis observed throughout her career: working-class Detroiters approaching retirement without a cohesive plan — not from lack of effort, but from lack of access to integrated, plain-language guidance. The book's Six-Pillar framework covers Medicare and healthcare planning, Social Security optimization, insurance protection, home equity as a retirement asset, guaranteed income strategies, and legacy and estate planning.

    "Most of my clients have done everything right — they worked hard, raised their families, paid their bills," said Davis. "But they're approaching retirement with six different pieces that nobody has ever helped them connect. This book connects those pieces."

    Unlike generic financial planning guides aimed at high-net-worth investors, "You Worked Too Hard to Run Out of Money" is built around the real financial lives of Metro Detroit workers — including auto industry employees, healthcare workers, city employees, and small business owners — many of whom rely on Social Security as a primary income source and carry home equity as their largest asset.

    Davis brings rare credentials to the work: as one of a limited number of Registered Social Security Analysts in Michigan, she specializes in the claiming strategies that can mean tens of thousands of dollars in lifetime benefit differences for working families.

    The book is available now on Amazon and through LifestyleSafety.com. Davis operates under two brands — Lifestyle Safety and Detroit Retirement Services — and offers consultations, workshops, and speaking engagements throughout the Metro Detroit area.


    BOOK DETAILS:

    • Title: You Worked Too Hard to Run Out of Money: The Six-Pillar Blueprint for Protecting Everything You've Built
    • Author: Janine Davis, RSSA
    • Available: Amazon (paperback and ebook) | LifestyleSafety.com
    • Amazon: amazon.com/You-Worked-Too-Hard-Money/dp/B0H1HSZXMJ

    ABOUT JANINE DAVIS:

    Janine Davis is a Registered Social Security Analyst (RSSA), licensed life and health insurance agent, and mortgage loan originator based in Detroit, Michigan. She is the founder of Lifestyle Safety and Detroit Retirement Services, where she helps Metro Detroit working families build retirement plans that last. She can be reached for interviews, speaking engagements, and media appearances at media@lifestylesafety.com or (313) 450-9543. Office: 19304 Wyoming St, Detroit, MI.

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