Learn From Janine
Short, clear explanations of Medicare, Social Security, and retirement planning for Metro Detroit families
Subscribe on YoutubeRetirement planning, explained simply

Medicare Advantage Explained
Learn about Medicare Advantage plans in a minute. Medicare Advantage plans include Medicare Part A, Medicare Part B and many time Medicare Part D.

Medicaid Recertification
Don't lose coverage, Medicaid recertification begins on April 1.

Institutional Special Needs Plan
Medicaid Recertification begins June 1. If you have Medicare, and you have certain conditions you may be eligible for a ISNP plan. Learn more now.

4 Cs of Mortgage Loans
Here is a quick overview of the 4cs of mortgage loans: cash, credit, capital and capacity. NMLS: 2284573

Accident Policy
An accident policy can help cover some of the costs not covered under your health plan if you are in an accident. Learn more.

2026 BCBSM Essential - annual notice of change
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