Learn From Janine
Short, clear explanations of Medicare, Social Security, and retirement planning for Metro Detroit families
Subscribe on YoutubeRetirement planning, explained simply

Why I Wrote This Retirement Book (An Insurance Agent With No Plan)
Why did I write this retirement book? The answer is deeply personal. In this video, I share the real story behind my journey...

Medicare Advantage Explained
Learn about Medicare Advantage plans in a minute. Medicare Advantage plans include Medicare Part A, Medicare Part B and many time Medicare Part D.

Medicare Supplement vs Medicare Advantage
A deep dive into the differences between Medicare Supplement and Medicare Advantage plans to help you make the right choice.

Chronic Special Needs Plan Explanation
Learn about Chronic Special Needs Plans (C-SNP), a type of Medicare Advantage plan designed for individuals with severe or disabling chronic conditions.

Hospital Indemnity
A hospital indemnity plan can help cover the out-of-pocket costs associated with a hospital stay, protecting your retirement savings.

4 Cs of Mortgage Loans
Here is a quick overview of the 4cs of mortgage loans: cash, credit, capital and capacity. NMLS: 2284573

Accident Policy
An accident policy can help cover some of the costs not covered under your health plan if you are in an accident. Learn more.
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