Learn From Janine
Short, clear explanations of Medicare, Social Security, and retirement planning for Metro Detroit families
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When to Take Social Security in Michigan — Don't Guess
You've worked 30+ years paying into Social Security. Now comes the most important question: when do you actually start collecting?
How to Create Your Own Pension with an Annuity | Detroit Retirement Guide
What if you could guarantee yourself a paycheck for the rest of your life - no matter how long you live? That is exactly what we are breaking down today.
Why I Wrote This Retirement Book (An Insurance Agent With No Plan)
Why did I write this retirement book? The answer is deeply personal. In this video, I share the real story behind my journey...
Ways Michigan Homeowners Can Turn Home Equity Into Retirement Income
Learn the different ways Michigan homeowners can turn their home equity into retirement income and how to implement them.
6 Retirement Decisions Most People Ignore
Discover the 6 critical retirement decisions that most people ignore and how to address them in your retirement plan.
2026 Medicare Annual Enrollment Period
Important updates and information for the 2026 Medicare Annual Enrollment Period to help you make the best choices.
2026 BCBSM Essential - annual notice of change
Learn about the important changes coming to BCBSM Essential plans in 2026.
Medicare 2025: Critical Prescription Changes
Are you on Medicare? Big changes are coming! Understand the impact of the Inflation Reduction Act.
Medicare Supplement vs Medicare Advantage
A deep dive into the differences between Medicare Supplement and Medicare Advantage plans to help you make the right choice.
Chronic Special Needs Plan Explanation
Learn about Chronic Special Needs Plans (C-SNP), a type of Medicare Advantage plan designed for individuals with severe or disabling chronic conditions.
Institutional Special Needs Plan
Understanding Institutional Special Needs Plans (I-SNPs) for individuals who require an institutional level of care.
Hospital Indemnity
A hospital indemnity plan can help cover the out-of-pocket costs associated with a hospital stay, protecting your retirement savings.
Accident Policy
How an accident policy can provide financial protection against unexpected medical costs.
Individual Health Insurance through Marketplace
A guide to navigating and selecting individual health insurance plans through the Marketplace.
Short Term Health Insurance
Understanding short term health insurance options and when they make sense for your situation.
4 Cs of Mortgage Loans
Learn the 4 Cs of mortgage loans (Capacity, Capital, Collateral, Credit) and how they impact your approval.
New Mortgage Product
Discover new mortgage products available to help you leverage your home equity.
Mortgage Opportunities
Explore current mortgage opportunities and how to use them strategically in your retirement plan.
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