Janine Davis monitors all six pillars of retirement planning every week and brings Metro Detroit retirees — auto industry workers, public sector employees, and pre-retirees in Wayne, Oakland, and Macomb counties — the news that actually matters.
CMS proposed prior authorization reform and announced a 5.06% funding increase for Medicare Advantage plans in 2026. Here's what that means for your coverage.
Read Full UpdateA bipartisan group of senators is pushing back on how the SSA interpreted retroactive payment eligibility under the Social Security Fairness Act.
Read Full UpdateLong-term care insurance premiums have doubled for thousands of policyholders. Plus, a new IRS rule allows using 401(k) funds to cover LTCI premiums without penalty.
Read Full UpdateMetro Detroit home values are forecast to rise 9.5% in 2026. With active inventory up 15%, now is a strategically sound time to explore home equity options.
Read Full UpdateAnnuity rates remain historically strong. The best MYGA rates are up to 6.50% for a 7-year term, and SPIA payouts are reaching new highs.
Read Full UpdateThe federal estate tax exemption rose to $15 million, but Michigan's updated Uniform Power of Attorney Act means older POAs might face rejection.
Read Full UpdateThree massive updates this week: CMS announces a $50/month GLP-1 program for 2026, the SSA sends $17 billion in Fairness Act payments early, and a warning about Michigan Power of Attorney documents.
Read Full UpdateThe Centers for Medicare & Medicaid Services confirmed higher Part B premiums for 2026. We break down the new numbers and what they mean for your monthly budget.
Read Full UpdateNew inflation data from the Bureau of Labor Statistics is shaping early estimates for the 2027 Social Security cost-of-living adjustment. Here's what the numbers suggest.
Read Full UpdateRecent legislative changes in Lansing affect how certain trusts and powers of attorney are interpreted in Michigan courts. A quick review could protect your legacy.
Read Full UpdateSales of hybrid life/LTC policies outpaced traditional long-term care insurance for the third consecutive year. We explain what's driving the shift and who benefits most.
Read Full UpdateInterest rate movements are changing how financial planners view HELOCs as a strategic retirement reserve. Here's what Metro Detroit homeowners should understand.
Read Full UpdateFixed annuity rates are still near multi-year highs, creating a window for retirees to lock in guaranteed lifetime income at favorable terms before conditions shift.
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