Janine Davis monitors all six pillars of retirement planning every week and brings Metro Detroit retirees — auto industry workers, public sector employees, and pre-retirees in Wayne, Oakland, and Macomb counties — the news that actually matters.
Michigan Senate Democrats passed two bills that would open a state-run retirement savings program to 1.5 million residents without workplace plans.
Read Full UpdateThe amount of money Americans say they need to retire comfortably just hit a new high. But your 'magic number' isn't the same as anyone else's.
Read Full UpdateThe Social Security Trustees report projects the trust fund will run out in 2032, potentially triggering a 24% benefit cut. Here's what that means for Metro Detroit retirees.
Read Full UpdateMedicare's Hospital Insurance trust fund is projected to deplete earlier than expected, accelerated by the new tax package. What this means for your coverage.
Read Full UpdateMetro Detroit's 65+ population is growing rapidly, driving up demand for senior services, housing, and healthcare. Why local expertise matters for your retirement plan.
Read Full UpdateA new report from the CRFB warns that Social Security benefits could be cut by 24% as early as 2032 if Congress doesn't act.
Read Full UpdateStarting in July 2026, some Medicare beneficiaries will be eligible for coverage of GLP-1 weight-loss medications like Ozempic and Wegovy.
Read Full UpdateNew analysis highlights how reverse mortgages and home equity strategies play a strategic role in retirement, with eligibility now starting at age 55.
Read Full UpdatePrudential and Jackson National launch new annuity products, expanding options for guaranteed retirement income with market upside potential.
Read Full UpdateNew analysis confirms long-term care insurance provides more reliable financial protection than self-funded care during volatile markets.
Read Full UpdateNew federal Medicaid work requirements and eligibility verification rules are moving into implementation, with up to 355,000 Michiganders projected to lose coverage.
Read Full UpdateCMS proposed prior authorization reform and announced a 5.06% funding increase for Medicare Advantage plans in 2026. Here's what that means for your coverage.
Read Full UpdateA bipartisan group of senators is pushing back on how the SSA interpreted retroactive payment eligibility under the Social Security Fairness Act.
Read Full UpdateLong-term care insurance premiums have doubled for thousands of policyholders. Plus, a new IRS rule allows using 401(k) funds to cover LTCI premiums without penalty.
Read Full UpdateMetro Detroit home values are forecast to rise 9.5% in 2026. With active inventory up 15%, now is a strategically sound time to explore home equity options.
Read Full UpdateAnnuity rates remain historically strong. The best MYGA rates are up to 6.50% for a 7-year term, and SPIA payouts are reaching new highs.
Read Full UpdateThe federal estate tax exemption rose to $15 million, but Michigan's updated Uniform Power of Attorney Act means older POAs might face rejection.
Read Full UpdateThree massive updates this week: CMS announces a $50/month GLP-1 program for 2026, the SSA sends $17 billion in Fairness Act payments early, and a warning about Michigan Power of Attorney documents.
Read Full UpdateThe Centers for Medicare & Medicaid Services confirmed higher Part B premiums for 2026. We break down the new numbers and what they mean for your monthly budget.
Read Full UpdateNew inflation data from the Bureau of Labor Statistics is shaping early estimates for the 2027 Social Security cost-of-living adjustment. Here's what the numbers suggest.
Read Full UpdateRecent legislative changes in Lansing affect how certain trusts and powers of attorney are interpreted in Michigan courts. A quick review could protect your legacy.
Read Full UpdateSales of hybrid life/LTC policies outpaced traditional long-term care insurance for the third consecutive year. We explain what's driving the shift and who benefits most.
Read Full UpdateInterest rate movements are changing how financial planners view HELOCs as a strategic retirement reserve. Here's what Metro Detroit homeowners should understand.
Read Full UpdateFixed annuity rates are still near multi-year highs, creating a window for retirees to lock in guaranteed lifetime income at favorable terms before conditions shift.
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